While gift-buying consumes the lion’s share of most budget, holiday decorating doesn’t have to be expensive. A little ingenuity goes a long way!Here are a host of ways you can decorate your home without spending a bundle this year: Round up whatever teddy bears are living in your home and arrange them in a chair. Give them bright red ribbon neckpieces and pile small, brightly-wrapped packages and on their laps Cut lacy snowflakes from heavy white paper and hang them in your windows suspended from red and green ribbons. Buy some small ornaments and hang them on your houseplants. Use skinny gold ribbon instead of hangers for an especially festive touch. Collect the prettiest pine cones you can find an spray paint them gold and silver, covering some completely with paint and letting some of the natural color show on others. Pile them into a basket, put the biggest, fanciest ribbon you can fin on the handle and set near your fireplace or on your porch near your front door Buy a big, inexpensive clear glass bowl (flea markets, thrift stores, and dollar stores are good bets for these) and fill it with individually wrapped candy canes of peppermints for family and guests to enjoy. Make cookie cutter do dual duty: After you’ve finished your holiday baking, hang them on your tree. Gift wrap your front door with fancy foil paper. Glue a red ribbon diagonally from top to bottom. Make a collage of old Christmas cards, put it in an inexpensive frame and hang it on your wall. Use evergreen boughs liberally. If you don’t have any evergreen trees of your own, contact tree trimming services in your area and ask if you can get some for free. Make evergreen garlands and wrap them around stair and deck railings and drape them from your fireplace mantel, using plaid taffeta or red velvet ribbon to secure them with inside and red weatherproof ribbon outside. Group several white or ivory candles of different sizes and heights together in the middle of your coffee table on